A spring over axle lift using stock factory springs will net 5-6 in of lift just by spring relocation. For a street/beach type cruiser this may clear 37's, but if you ever did try to take it off-roading, sheet metal clearance could become an issue. Another problem with tires that size and stock width axles is the tires rubbing the springs at steering lock, which will increase your turning radius. Unless you did not mean a "spring-over" when you said "4 inch over axle." If you just meant a standard 4 inch lift kit with a 1" body lift, I am not sure that will clear 37's even for street use, unless you are ok with a little rubbing over speed bumps and pulling into driveways etc. One of my jeeps is spring over with 35x12.50s and they barely clear off-road, and that is with wider than stock axles. It would definitely rub with 37's. While my jeep drives straight and handles well, it can be a real hand full if you have to make an emergency maneuver. Going to 37's will also make your rig a dog unless you change the gears to something like 4.56 or 4.88's. Braking will also be marginal with factory brakes and tires that large. In 4" lift kits, BDS and Rubicon Express seem to get good reviews. The only company I know of that makes a SOA kit is rocky road outfitters, and I am not impressed with their hardware or the reviews I have read. Just some thoughts.